Super Cap Limits

Super Focus- keep track of your contributions cap

Super can be a tax-effective way to save for retirement. However, exceeding super contribution limits may result in paying extra tax. For this reason, it pays to be aware of your super contribution caps and to know where to get help if you need it.

To confirm what the current concessional cap for this financial year is please refer to the ATO here.

Take control of your contributions

Here are three tips to help you stay in control of your contribution limits:

• Read detailed information about caps at UniSuper’s Caps on super contributions webpage. Go to unisuper.com.au/caps 
• Check your concessional contributions with your super fund. If you’re a UniSuper member, login to Member Online to see how you’re tracking.
• Sometimes it’s easier to talk face-to-face or virtually with a professional. You can make a booking online here.

If you’re a UniSuper member, you can make an appointment to see your Super Consultant or call UniSuper Advice on 1800 823 842. If you are a UniSuper member and have any questions about your super, you can also contact UniSuper’s Member Services team on 1800 331 685.